| Essential |
Essential is an option with limited in-hospital cover, suitable for young healthy single, private individual who is starting out in life. They are able to manage their out-of-hospital benefits through their Personal Savings Account, but still have the assurance that they are covered for hospitalisation in case of an emergency. |
New Generation with Savings |
2012 Essential Benefit Guide |
| Standard |
Standard is a New Generation option which offers unlimited in-hospital cover and provides for surgical and non-surgical procedures to be paid at higher than medical scheme tariff. It is best suited for newly-weds, thinking of starting a family where an added out-of-hospital maternity package is payable from risk. These individuals enjoy managing their own out-of-hospital medical requirements from their Personal Savings Account. |
New Generation with Savings |
2012 Standard Benefit Guide |
| Core Plus |
The Core Plus option is a hospital plan with unlimited in-hospital cover with surgical and non-surgical procedures being covered at higher than medical scheme tariff. It is best suited for young individuals who want to ensure that their major medical emergencies are covered |
Hospital Plan |
2012 CorePlus Benefit Guide |
| Premium Plus |
Premium Plus is a New Generation option and offers unlimited in-hospital cover, with certain in-hospital procedures paid at higher than medical scheme tariff. In-hospital co-payments for specified procedures have been reduced with 50%. Premium Plus is best suited for families of corporate individuals, who have the financial acumen of managing their own out-of-hospital medical requirements through their Personal Savings Account. |
New Generation with Savings |
2012 PremiumPlus Benefit Guide |
| 80% Plan |
The 80% Plan is a Traditional option which offers unlimited in-hospital cover and is best suited for mature individuals who are willing to cover a portion of their medical expenses themselves. |
Traditional - with co-payments |
2012 80% Plan Benefit Guide |